Experienced & Expert Hard Money Lending Team

30+ Years of Investment & Analysis Experience

Working with Hard Money Borrowers & Lenders since 2001


Private “Hard” Money Loans

Emory Funding is registered with the Nationwide Multistate Licensing System & Registry (NMLS)

Denied by Your Bank?

If you were denied a loan by a traditional bank, a hard money loan may be the answer

In as little as 3-5 days, we help hard money borrowers (with no FICO score, foreign nationals with no credit history, loans up to 65% of cost) get the money you require in order to complete their home purchase without any upfront costs or fees.

Purchase & Refinance

Borrowers can use a hard money purchase loan to buy or refinance a home

We fund customized hard money loans to purchase or refinance investment properties. Whether it is residential, multi-family, land, or commercial — we get you the borrower, the capital you need.

Construction Loans

Construction project financed through a hard money loan

Builders and home flippers need a proven and reliable private money source. Whether it is a custom home that you want to build or your next house flipping project, we deliver the private capital you need.

We Work With…

Borrowers that were denied by traditional banks and lenders
Real estate investors needing quick, short-term loans
Realtors representing home investors or foreign investors
Lenders looking to fund private loans on an ongoing basis

Our Approach…

 Can fund a hard money loan in as little as 3-5 days
 Over 10+ years of personally funding hard money loans
 Combined 30+ years of investment and financial analysis experience
 NMLS registered and licensed in Nevada and Utah
Honest and ethical. We only fund loans to borrowers who will truly benefit from a hard money loan

Our Process…

 Listen to your loan needs and tailor a loan to fit
 Inspect the property
 Complete the loan file and underwriting
 Submit closing package to escrow
Review signed loan docs and fund ASAP

Emory Funding Team


Ben Joffs Emory Funding owner

Ben Joffs

— Owner

NMLS# 401384

  • Quantitative analysis and financial modeling
  • $1.5 billion fixed-income portfolio management
  • B.S. Finance and M.B.A., University of Utah

MeKell Joffs Emory Funding owner

MeKell Joffs

— Owner

NMLS# 401377

  • Financial analyst for regional bank and a Fortune 500 healthcare company
  • Independent Investor
  • B.S. Economics, Brigham Young University