Private “Hard” Money Loans
Emory Funding is registered with the Nationwide Multistate Licensing System & Registry (NMLS)
Denied by Your Bank?
In as little as 3-5 days, we help hard money borrowers (with no FICO score, foreign nationals with no credit history, loans up to 65% of cost) get the money you require in order to complete their home purchase without any upfront costs or fees.
Purchase & Refinance
We fund customized hard money loans to purchase or refinance investment properties. Whether it is residential, multi-family, land, or commercial — we get you the borrower, the capital you need.
Construction Loans
Builders and home flippers need a proven and reliable private money source. Whether it is a custom home that you want to build or your next house flipping project, we deliver the private capital you need.
We Work With…
Borrowers that were denied by traditional banks and lendersReal estate investors needing quick, short-term loans
Realtors representing home investors or foreign investors
Lenders looking to fund private loans on an ongoing basis
Our Approach…
Can fund a hard money loan in as little as 3-5 daysOver 10+ years of personally funding hard money loans
Combined 30+ years of investment and financial analysis experience
NMLS registered and licensed in Nevada and Utah
Honest and ethical. We only fund loans to borrowers who will truly benefit from a hard money loan
Our Process…
Listen to your loan needs and tailor a loan to fitInspect the property
Complete the loan file and underwriting
Submit closing package to escrow
Review signed loan docs and fund ASAP
Emory Funding Team
Ben Joffs
— Owner
NMLS# 401384
- Quantitative analysis and financial modeling
- $1.5 billion fixed-income portfolio management
- B.S. Finance and M.B.A., University of Utah
MeKell Joffs
— Owner
NMLS# 401377
- Financial analyst for regional bank and a Fortune 500 healthcare company
- Independent Investor
- B.S. Economics, Brigham Young University
