Want to Lend with Us?
At Emory Funding we work with investors who want to lend their money secured by real estate.
There are a number of investment opportunities to consider when looking for a fixed-income return. Few of those opportunities put investors in control the way a trust deed investment can. Investors who lend their money in a trust deed investment enjoy the security that comes from real estate pledged to secure the loan.
They also know the borrower’s history and the borrower’s capacity to make payments. Compared to other fixed-income investments a trust deed yields a higher annual return, typically 10% to 12%. We encourage every investor to research trust deed investments and how they can strengthen an investment portfolio.
Who is a Lender?
A private money lender is usually someone who does not want to own rental property but enjoy passive income associated with real estate. One great benefit, the 10 to 12% average returns on trust deed investments are much more attractive than most money markets.
Retirees: Many retired investors have become private mortgage lenders to receive a consistent monthly income secured by a pledged real estate property that has significant equity. This can be an excellent cash flow for that retired individual. As a private investor, you receive a relatively high yield from private mortgage investments, which makes retirement funds last longer.
If you have at least $25,000 to invest in trust deeds, we would love the opportunity to show how you can also participate in earning annual return of 10% to 12% from your investment.
What can Lenders expect?
- Loans are first liens secured by a deed of trust
- Loan parameters are completely defined in a promissory note
- Lenders receive a policy of title insurance
- Loan funds are received and distributed by an escrow company
- Borrowers demonstrate ability to make timely payments and repay the loan
- Investment returns of 10% – 12% • Properties are purchased at or below market value
- Loan amounts do not exceed 70% of the property value
- Loan terms range between 6 months and 3 years
**Before investing the mortgage broker must provide the investor with all disclosures required by law. Investment is not insured. Debtor may default on the loan and investor may incur losses through foreclosure. Repayment of principal and interest are not guaranteed.