980-245-2545 info@emoryfunding.com

Hard Money Loan Options

Private Money Loan Terms

  • Rates starting at 10%
  • LTV up to 70%
  • Loan Fee as low as 3%
  • Loan Terms from 3 months to 36 months
  • No Prepayment Fees

Loan Types

Fix and Flip

  • Short-term financing with quick approvals
  • Up to 100% of rehab capital (paid in draws)


  • Interest-only loan on non-owner-occupied property
  • Up to 70% LTV


  • Borrower must own land free and clear
  • Up to 100% of construction funds
  • Construction draws are paid to a licensed general contractor

Bridge Loans

  • Single loan covering 2 properties
  • Up to 100% financing for purchase property


  • Analyzed on a case-by-case basis
  • We consider future cash flow, coverage ratios, and economic factors in the surrounding market


Phone: (980) 245-2545
Email: info@emoryfunding.com
Hours: Monday-Friday 8am-6pm
Address: PO Box 77533, Charlotte, NC 28271
NMLS: 1404964
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